Author: Matthew

Accident Liability Insurance

Accident Insurance for Negligence Liability insurance is the coverage in an automobile insurance policy that protects an at-fault driver from liability to the person(s) injured by the at-fault driver. In other words, it protects you if you injure someone else. Virginia requires a minimum of $25,000.00 per person and $50,000.00 per accident in liability insurance… Read More »

Texting Accidents

Texting and Driving Accidents What is just as dangerous as driving drunk? Driving while typing or watching a video on your cell phone. The fact that cell phones are so popular and such a part of the social fabric of our society means that everyone has them and uses them for multiple purposes. A common… Read More »

Cycling accidents

CYCLING ACCIDENTS Cycling accidents can be devastating to the cyclist. Fatalities and brain injuries are common because of the severe trauma a cyclist can suffer when hit by car or thrown to the ground at 30-40 miles an hour. Automobile drivers rarely understand that bikers have the exact same rights on the road as a… Read More »

Truck accidents

Trucking accidents With the increase in traffic and numbers of tractor-trailers on America’s highways, accidents involving trucks are common and are often catastrophic. Such accidents are frequent on Interstate 81 and Interstate 95 here in Virginia. Although trucking accidents are not as common as automobile accidents, they can be devastating because of the sheer size… Read More »

Medical Expense Insurance

Medical expense coverage is an option on car insurance policies. The Virginia law which describes it is Code Section 38.2-2201. It pays for medical treatment for accident related injuries regardless of fault. It is a separate coverage from liability and uninsured motorist coverage. An automobile insurer can offer different coverage amounts, usually between $2,000.00 and… Read More »

 
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